IRA / 401(k)
2025 Precious Metals
IRA Guide
Preserve Gold is your dependable guide through the precious metals investing process. Get Started
Preserve Gold is your dependable guide through the precious metals investing process. Get Started
Retirement planning offers many investment options, but a Silver IRA stands out for its tax benefits and protection against economic uncertainty.
You’ve worked hard for your money during your life and career; you deserve to see it grow over time. Silver IRAs can help protect your wealth against inflationary pressure, market volatility, and tax erosion. Additionally, knowing you are holding a physical, tangible asset can provide invaluable peace of mind.
Explore the reasons to invest in precious metals today, like an inflation hedge and portfolio diversification. Discover how gold and silver shine as a stable investment during times of economic turbulence. Learn More
Learn how Precious Metals IRAs work, including IRS-approved gold and silver investments, the Gold IRA rollover and transfer process, and custodian and depository requirements. Learn More
You must work with an experienced custodian to open a self-directed IRA (SDIRA) for silver investments. A custodian facilitates the purchase, storage, and management of the physical silver assets in your retirement account.
Silver IRA custodians are the key to ensuring compliance with current IRS regulations. They handle all the administrative tasks and coordinate with approved depositories for safe storage.
Shiner, TX
Wilmington, DE or Boulder City, NV
Dallas, TX or New Castle, DE
If you are unfamiliar with Silver IRAs, there are several things to know before getting started. At Preserve Gold, we can guide you every step of the way.
Our Silver IRA specialists are uniquely qualified to assist you in identifying the right investment vehicles to suit your goals. Call us at (877) 444-0923 to learn more.
Once you decide to move forward with a Silver IRA, the next step is funding your account. You can do this through direct contributions, rollovers, or transfers from your existing retirement accounts.
After your funds become available, Preserve Gold will assist you with the selection and purchase of IRS-approved bullion, which will be placed inside your Silver IRA.
The IRS has specific requirements and strict rules for Silver IRAs to prevent fraud and abuse, maintain investment integrity, and ensure that these types of retirement accounts serve their intended purpose.
For example, silver must be stored in an approved depository (as opposed to at home or in a bank safety deposit box). Eligible silver products must meet a minimum fineness of 99.9% (.999 fine silver).
Potential options include:
Coins may also be permissible as part of a Silver IRA, so long as they precisely meet the IRS requirements. A few options include:
Having a mixture of different silver products can be helpful in both maximizing portfolio growth and shielding your net worth from market forces, inflation, and other unforeseen events. If you have exposure to traditional investments like stocks, bonds, and mutual funds, silver can reduce risk by diversifying your investment holdings. When the market crashes or the purchasing power of the dollar declines, your silver investment may likely hold or even increase in value.
Silver's value has been stable and even increased over time, making it viable as a safeguard against inflation. When the value of the dollar decreases, your silver investments may help counteract this effect. Silver may offer a more reliable store of value and help you maintain your purchasing power through retirement.
A Silver IRA can provide several tax benefits, depending on the type of IRA you open. A traditional Silver IRA allows you to defer taxes when you make contributions and enjoy tax-deferred growth. When you withdraw assets in retirement, you will owe regular income tax on these withdrawals, also known as distributions.
A Silver Roth IRA lets you save on taxes later. You can take tax-free withdrawals when you retire.
Unlike paper assets (like stocks, bonds, and cryptocurrency), silver is a physical commodity that you can hold. It cannot be printed out of thin air and has been used as a currency for thousands of years.
Like other types of self-directed IRAs, a Silver IRA lets you maintain control over your retirement investment. You can choose the exact silver coins, bars, and other products to hold in your account, as long as they meet IRS specifications. With Preserve Gold, you can sell your silver products back to us at any time with our lifetime zero-fee buyback policy.
A Silver IRA is a self-directed individual retirement account that allows you to invest in physical silver (bars, rounds, or coins). Note that, like standard IRAs, Silver IRAs do indeed have contribution limits. These limits are the same as standard IRAs.
Silver IRAs offer similar tax benefits to both traditional and Roth IRAs. According to the IRS, the annual contribution limit is $7,000, or $8,000 for people aged 50+.
The IRS requires you to meet specific requirements to maintain a Silver IRA. Mainly, you must work with an IRS-approved custodian and store the silver products in a designated storage depository.
You can transfer funds from an existing retirement account, like a 401(k) or traditional IRA, into a Silver IRA through a direct transfer or rollover. Again, these methods have specific steps that must be followed according to the IRS. Our specialists can walk you through the process.
The value of paper currency, unfortunately, loses value over time, especially now that no country’s currency is tied to the gold standard. By contrast, silver typically retains (or ideally even increases) its value over time, making it effective for both portfolio diversification and inflation hedge strategies.
Silver is IRA-eligible if it has a minimum purity of 99.9%. This means it meets the IRS’s standards for funding a silver-backed IRA.
A Silver IRA may be a good investment if you want to leverage the power of this precious metal for your retirement savings. Speak with a Preserve Gold silver expert about whether this is right for your goals.
You can open a Silver IRA by contacting our precious metals experts. We will walk you through the process.
Savvy investors are increasingly turning to Silver IRAs for portfolio diversification and net worth growth. Are you thinking of adding this asset to your portfolio and need some assistance? Consult with one of our experienced Preserve Gold specialists, and we’ll explore your options together.
Request your free investment guide to discover the power of precious metals investing.
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Disclaimer: This site is general in nature and not tailored to the specific goals of any individual. All investments carry risk. Some of those risks associated with precious metals include the following. Prices may rise or fall, which means that the value of your metals may go up or down and you may sell for more or less than you paid. Past performance does not guarantee future results. Preserve Gold cannot guarantee or promise future market movement, prices, or profits. Even though Preserve Gold and its representatives are precious metals specialists, we are not licensed financial advisors and do not give financial advice. Additionally, Preserve Gold cannot provide tax or legal advice and will not advise to the tax or legal consequences of buying precious metals or opening a precious metals IRA. Individuals should consult with their legal, investment, or tax professionals for such services.
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