IRA / 401(k)
2025 Precious Metals
IRA Guide
Preserve Gold is your dependable guide through the precious metals investing process. Get Started
Preserve Gold is your dependable guide through the precious metals investing process. Get Started
A Gold or Silver 401(k) rollover is an excellent way to invest in gold and other precious metals. Let Preserve Gold guide you through this process in an efficient and streamlined way:
Does your financial portfolio include gold, silver, platinum, or palladium? If not, consider utilizing funds from a 401(k) to invest in precious metals. Preserve Gold makes it possible to set up a Precious Metals IRA and complete the 401(k) rollover process so you can incorporate diversification into your retirement strategy.
Explore the reasons to invest in precious metals today, like an inflation hedge and portfolio diversification. Discover how gold shines as a stable investment in times of economic turbulence. Learn More
Learn how Precious Metals IRAs work, including IRS-approved gold and silver investments, the Gold IRA rollover and transfer process, and custodian and depository requirements. Learn More
At Preserve Gold, we partner with fully vetted IRA custodians and trusted precious metal storage facilities across North America to ensure a smooth 401(k) rollover process. Our providers are selected for their strong reputations and excellent client service. After your rollover, your chosen depository will securely store your physical gold, silver, platinum, or palladium. We’ve partnered with the following depositories for your peace of mind.
Shiner, TX
Wilmington, DE or Boulder City, NV
Dallas, TX or New Castle, DE
Conducting a 401(k) rollover and creating a Precious Metals IRA is easy to establish and manage. Our team assists with the full rollover process, from completing the paperwork and contacting your 401(k) custodian to transferring funds and selecting your metals based on your goals.
Call (877) 444-0923 to speak with a Preserve Gold specialist about setting up your Precious Metals IRA. Our experts will walk you through the paperwork and help you navigate the 401(k) rollover process while avoiding unnecessary taxes and penalties. We will assist you in determining whether your 401(k) is eligible to be transferred to a Precious Metals IRA.
The team at Preserve Gold will contact your current or former employer’s retirement plan provider to assist with the transfer and funding of your new Precious Metals IRA. Your specialist can also guide you through additional funding opportunities.
Once your new Precious Metals IRA has been funded, your dedicated Preserve Gold product expert will work with you directly to understand your goals and select the precious metals products that best fit your needs. Your selected metals will be securely stored at the IRS-approved depository of your choice.
Are you weighing the differences between a traditional IRA and a Roth IRA rollover? Or perhaps you’re unsure which precious metals make the most sense for your investment strategy after completing a 401(k) rollover? The Preserve Gold team is here to support you throughout the entire process of establishing and funding a Precious Metals IRA using your existing retirement account.
Our commitment to your financial future doesn’t end once the rollover is complete. We continue to provide industry-leading customer service to ensure you always have access to the information and guidance you need. Contact us at (877) 444-0923 to talk with a knowledgeable representative.
After completing a 401(k) rollover into a Precious Metals IRA, you can invest in a range of IRS-approved metals, including gold, silver, platinum, and palladium thanks to the Taxpayer Relief Act of 1997.
However, certain restrictions apply. Keep these regulations in mind when investing:
Completing the 401(k) rollover process and opening a Precious Metals IRA may benefit you in many ways.
While doing financial planning for retirement savings, diversifying your portfolio is always a wise decision. Gold and silver are not correlated to the U.S. Dollar or other paper-based investments to determine their own unique value, making them worthwhile additions to a portfolio for those seeking financial stability.
Gold has long served as a reliable hedge against inflation, and many other precious metals, such as silver, platinum, and palladium, are now being celebrated for providing inflation protection. They can help mitigate inflation risks and hedge your investment portfolio against market volatility.
Incorporating gold, silver, platinum, or palladium into your retirement account may deliver tax benefits. Whether you take an upfront tax deferral with a traditional IRA or collect tax-free withdrawals later with a Roth IRA, you can access tax savings.
You can execute a 401(k)-to-Precious Metals IRA rollover without facing IRS penalties by completing direct rollovers whenever possible. This will enable you to move funds from your existing 401(k) to an IRA without personally withdrawing any money, thus removing the tax implications of a 401(k) rollover.
Yes, a Precious Metals IRA calls for required minimum distributions (RMDs). You must begin accepting RMDs once you turn 73. You can take a cash distribution, or you can take an “in-kind” distribution and request the precious metals be sent to your residence.
Only you can decide whether to roll your 401(k) into a Precious Metals IRA. Contact a financial advisor to review this option more thoroughly based on your current situation and long-term goals.
You can transfer your 401(k) to gold without penalty through a direct rollover. The funds will not pass through your hands, meaning you will not face any early withdrawal penalties or tax consequences.
You can technically cash out your 401(k) and buy gold by initiating a direct rollover. Doing so could trigger a penalty and/or taxable event, as this would be considered the same as a distribution.
Buying physical gold and setting up a Gold IRA are both excellent ways to reap the benefits of gold investing. Investing in precious metals for personal ownership is an excellent way to shield your dollars against inflation. An IRA may make more sense if you are investing for retirement and looking for investment portfolio diversification. Talk to a financial advisor about the right option for your investment goals.
You cannot store your Gold IRA at home. You must store the precious metals in an IRS-approved depository.
The contribution limits for Gold IRAs are the same as for traditional IRAs. This limit changes each year, so be sure to check IRS guidelines.
With inflation hitting the U.S. hard in recent years and economic uncertainty affecting people worldwide, there has never been a better time to consider using a 401(k) rollover to fund a Precious Metals IRA.
Preserve Gold is here to help those interested in diversifying their 401(k) into physical gold or silver. We are always happy to answer additional questions about rolling over a 401(k) into precious metals
Request your free investment guide to discover the power of precious metals investing.
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Woodland Hills, CA 91367
Disclaimer: This site is general in nature and not tailored to the specific goals of any individual. All investments carry risk. Some of those risks associated with precious metals include the following. Prices may rise or fall, which means that the value of your metals may go up or down and you may sell for more or less than you paid. Past performance does not guarantee future results. Preserve Gold cannot guarantee or promise future market movement, prices, or profits. Even though Preserve Gold and its representatives are precious metals specialists, we are not licensed financial advisors and do not give financial advice. Additionally, Preserve Gold cannot provide tax or legal advice and will not advise to the tax or legal consequences of buying precious metals or opening a precious metals IRA. Individuals should consult with their legal, investment, or tax professionals for such services.
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